The John Hancock Stable Value Fund is a collective investment trust that invests in diversified fixed-income mutual funds and contract value stabilizing agreements. The contracts provide daily liquidity at their contract value. The stability of the investments offsets price fluctuations that may be associated with fixed-income investments. They also provide income for participants as well as a steady rate of return. But how is this investment strategy different from other funds?
The Fund invests in benefit responsive contracts issued by banks and insurance companies that are regulated by the state. John Hancock also owns some of these benefits. The fund pays management fees to John Hancock. This arrangement qualifies as a party-in-interest transaction. A representative from the company can provide more information on the benefits and risks of the Plan. The fund’s financial statements and risk disclosures are available on the Discover site.
The underlying funds are managed by John Hancock Investment Management. It uses its best efforts to manage the risks and minimize costs. The investment objective of the Fund is to achieve a higher rate of return than the market price. The financial statements of the funds include investment objectives, expense ratios, statistics and returns. However, these investment options may not provide the same level of protection against loss as the investments in the Fund.
The Fund’s investment objectives are based on the performance of its underlying assets. The Fund’s underlying assets may go up or down. These changes may affect the investment outcome of the portfolio. The underlying asset values are subject to regulatory approval. A fund’s cost may be more or less than its book value. This means that a successful plan will pay a higher rate of return than a standard portfolio.
John Hancock has no bank guarantees or FDIC insurance. The fund’s assets are held in separate investment accounts. In addition, the fund invests a portion of its assets in a separate investment account. Moreover, the fund’s holdings are not insured by a bank or the FDIC. If the investor wants to be sure of the investment results, he or she should read the prospectus carefully.
The John Hancock Stable Value Fund is an example of a mutual fund that invests in benefit-responsive contracts issued by state-regulated banks and insurance companies. The fund is composed of a number of investments that are highly correlated to the index’s performance. While the fund’s strategy is not particularly volatile, the market is subject to risks. Depending on the market conditions, John Hancock may also sell certain funds that are not correlated to the benchmark.
The John Hancock Stable Value Fund maintains a pool of assets in a separate investment account. The fund’s value is determined by the contract’s principal balance and accrued interest. A fund’s stability value is the sum of its principal balance plus the amount of interest. Consequently, a stable value fund has a high risk of underperforming stocks. If you’re thinking of buying shares of the fund, make sure you understand the risks and rewards involved in the investment.
The John Hancock Stable Value Fund invests in benefit-responsive contracts issued by state-regulated insurance companies and banks. In addition, the fund is not FDIC-insured, and is not bank-guaranteed. The company has a good reputation for delivering high-quality products to its clients. There’s no need to worry about the financial future of your investments.
The John Hancock Stable Value Fund’s benefits are similar to that of other mutual funds. The fund invests in benefit-responsive contracts issued by banks and insurance companies. The fund’s investment objective is to provide an attractive return. Generally, a mutual fund will perform well in the long run. Its financial statem does not reflect its overall performance, but it will compensate you for any losses that you incur by investing in the fund.