Have you recently sustained an occupational injury?
You might be wondering what to do next. Before you start worrying too much, take a deep breath. The workers’ compensation claims process can seem complicated but we’re here to help.
Below, we’ll discuss what you need to know. If you ever feel overwhelmed with what you need to do, read on.
The Claims Process
To receive workers’ compensation benefits, claimants must first file a claim. The claims process can vary slightly from state to state. Generally, claimants must provide evidence of their injury or illness, as well as how it occurred.
Once the claim gets filed, a claims adjuster will review the case. They will then decide whether benefits will get paid.
If the adjuster approves the claim, benefits will get paid on a weekly or bi-weekly basis. If the claim gets denied, the claimant can file an appeal.
Getting Denied a Claim
If your workers’ compensation claim gets denied, it can be a frustrating and difficult experience. There are a few things you can do to try and get your claim approved.
First, make sure that you have all the necessary documentation and paperwork in order. If you are missing any information, your claim may get denied outright.
Second, appeal the decision if you feel that it got made in error. You will need to provide new evidence and documentation to support your case.
Finally, consult with an attorney to discuss your options. They may be able to help you get your claim approved or at least get a fair hearing.
Winning a Claim
The victorious claimant in a workers’ compensation claim may receive a few different types of benefits. These can include wage replacement, medical benefits, and death benefits.
The benefits are usually paid by the employer’s compensation insurance carrier. When a worker gets injured on the job, they are usually unable to work and earn a paycheck.
Workers’ compensation wage replacement benefits help replace some of the lost wages. Medical benefits help to pay for necessary medical treatment related to the work injury. Death benefits get paid to surviving dependents when a worker gets killed on the job.
Why You Need Legal Help
When making a workers’ compensation claim, you will need legal help. This ensures that you will get the full benefits that you deserve.
An experienced attorney will help you navigate the complex legal process. They can gather the necessary documentation for your claims.
They can also represent you in negotiations with the insurance company. Without legal help, you may be at a disadvantage in securing the full compensation you deserve. You can check out the workers compensation attorney FAQ to learn more.
Knowing the Workers’ Compensation Claims Process
If you are an injured worker, it is important to know the workers’ compensation claims process. By understanding the process, you can be sure that you are getting the benefits that you deserve.
It also ensures that your claim is getting handled fairly. If you have any questions about the process, be sure to ask your employer or the workers’ compensation board.
Feel free to browse more of our legal content for advice and insight.